As public agencies are working hard to protect and serve their communities, proper equipment is necessary, but funds are not always readily available. At times, fire, police, public works, transportation, and finance departments may feel they can only purchase equipment if they can pay cash for the purchase or have a substantial down payment. By delaying the purchase, municipalities are faced with manufacturer price increases, inflation, and costs of maintaining aging fleets, all of which may also pose safety, operating, and financial risks in the long run. Our program, EQUIP, has been designed to eliminate complexity and expedite processing times while achieving the lowest interest rates possible.